Our Guidance - Your Choice

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A large part of what we do is to help you define your goals in life. Sometimes you need help to clarify what is important and prioritise those goals. Life is not just about money, but also about how money can help you achieve what you want in life.

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Once we understand your goals, we create a plan and help you implement and maintain your progress towards your goals. With a clear plan you are in control of your financial decisions and finances.

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We have worked hard to build a unique product offering where you have complete transparency over your investments and finances.

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Our clients generally come to see us for three core solutions.

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How Do I Prepare For Retirement & Make My Savings Last?

 

We understand it can be scary when your income stops.

We help answer your questions:

• How do I protect my savings from a market crash?

• How do I invest my surplus cashflow to maximize my assets?

• What entitlements am I eligible for?

• Should I stay in my home or downsize?

• What is an Allocated Pension?

• Is an annuity the right product for me?

• What will happen to my estate?

 

How Do I Build Wealth?

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Everyone has a different reason for creating wealth, for some it is lifestyle for other’s it is to fund retirement.

Common questions include:

• I have paid off my home loan – how do I best make use of my current excess cashflow?

• Is it better to retire all debt first, or grow my wealth and use it to pay off my debt?

• Can I structure my investments in a tax effective manner?

• Can I work part time?

• Can I create a plan so I can start my own business?

• How do I maximise my superannuation?

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Can You Construct A Tailored Portfolio?

 

We treat all our clients as individuals, and build individual investment recommendations to match your desired risk and outcomes. We understand you want your portfolio professionally and individually managed. We have the research scale to provide you with the returns you are seeking, but we are small enough to provide the service you are seeking.

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Whether you are seeking income, or growth, we will structure and manage a portfolio to match your goals.

We work with people who are experienced investors as well as guiding and educating clients who have recently inherited money.

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Our relationships are personal and built on trust and accountability.

That is why we want to get to know you before we start a relationship.

We do not charge for a consultation, the first meeting an opportunity to explore if we are a good fit and can build a lasting relationship that will help achieve your goals.